Welcome to Beacon’s monthly newsletter, focused on keeping you up to speed with the latest insights, updates and resources.

November 2024

As conference season wraps up, we want to express our gratitude for the time we’ve spent with our amazing advisors nationwide. With travel winding down, our home office is gearing up to assist with the crucial end-of-year tasks for your accounts. If you have any questions about year-end processes, don’t hesitate to reach out—we’re here to help.

Warm Regards,

Emily Damman 

President, Beacon Capital Management 

Check out this upcoming webinar featuring Emily Damman, President at Beacon Capital Management and Sam Ward, Government Affairs Manager at Sammons Financial Group.

Post-Election Coverage

Thursday, November 21

2:00 PM EST

Understanding the sequence of returns is a key yet often overlooked factor in long-term investing and retirement planning. While many investors focus on achieving strong average returns, the order in which returns occur can have a significant impact on the longevity of your portfolio—especially during the withdrawal phase. This blog post explores how the sequence of returns can affect your financial security, highlighting the risks associated with withdrawing funds during market downturns. It also offers practical strategies for managing this risk, such as diversifying your portfolio, using a bucket strategy, and adjusting withdrawal rates based on market conditions. Whether you’re approaching retirement or already in the withdrawal phase, this post will help you build a more resilient financial plan and safeguard your savings for the future.

Advisors Must Review Accounts as Grace Period Ends

As we mark one year since the transition from TD Ameritrade to Charles Schwab, it’s crucial for advisors to emphasize the importance of reviewing client accounts. Schwab now expects all clients to have thoroughly checked their accounts to ensure everything transferred correctly. Any discrepancies noticed after this period will require clients to submit paperwork to rectify the issues, as Schwab will not make exceptions for transition mismatches. Advisors should act promptly to encourage clients to review their accounts before the grace period concludes. 

Reporting is at your fingertips. Unlock insights with this month’s featured Orion query.

Query ID:  5872

Title:  Contributions and Distributions – Rep Query

The Result: Displays initial values and cash flow transactions, such as contributions, distributions, and incoming/outgoing transfers, for a given date range.

Creating a 2025 Marketing Plan to Meet Strategic Goals 

Are you ready to elevate your advisory business in 2025? Discover how to craft a powerful marketing plan that not only meets your growth goals but also builds lasting client relationships. Too many advisors take a haphazard approach to marketing, leading to inconsistent results and missed opportunities. In our latest guide, we outline a strategic, process-driven method to redefine your marketing efforts and achieve sustainable growth. Learn how to set clear growth objectives, identify key sources of expansion, and implement targeted campaigns that drive results.  

Click here to learn how to draft your marketing plan. 

To download our Marketing Plan template, click here.

Meet Vince Gaglione, Director of Advisor Services, a dynamic leader of the Beacon service team with a passion for both work and play. When he’s not busy helping advisors thrive, you can find Vince enjoying his weekends on the pickleball court, hitting the golf course, or experimenting in the kitchen with new recipes. A lifelong fishing enthusiast, Vince has been casting lines since childhood, cherishing the tranquility and excitement it brings. His travels have taken him to fascinating places like Segovia, Spain, where he marveled at the ancient Roman aqueduct and stunning medieval architecture. If he had to choose one meal for life, it would be the comforting simplicity of cacio e pepe—his ultimate favorite. After a busy day, Vince loves to unwind with a run or a trip to the gym, resetting for whatever comes next. 

FOR ADVISOR USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

Beacon Capital Management, Inc. is an investment advisory firm registered with the Securities and Exchange Commission. Additional information about Beacon Capital Management is also available on the SEC’s website at www.adviserinfo.sec.gov under CRD number 120641. Beacon Capital Management only transacts business in states where it is properly registered, or excluded or exempted from registration requirements.

Beacon Capital Management, Inc. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Sammons Financial^® is the marketing name for Sammons^® Financial Group, Inc.’s member companies, including Beacon Capital Management^SM.

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