Insights

December 10, 2024

As financial advisors, effective portfolio construction is essential for your clients’ investment strategies. When weighing the options between equal-weighted and market-weighted portfolios, equal-weighted approaches often provide significant advantages. Here’s why you might recommend equal-weighted portfolios to your clients for a more balanced and potentially rewarding investment strategy, and our models can support these objectives.   1. Enhanced Diversification One of the primary benefits of equal-weighted portfolios is their inherent diversification. In market-capitalization-weighted portfolios, larger companies dominate the allocation, which can lead to overexposure in specific sectors or individual stocks. For example, in a market-weighted index, leading tech firms may comprise…

Insights

November 05, 2024

When it comes to investing in the stock market, many people focus on achieving strong average returns over time. However, there’s a less talked about factor that can have a significant impact on your portfolio: the sequence of returns. Understanding how the order of returns affects your investments- especially during retirement or withdrawal phases– can be crucial to ensuring your financial security. What is Sequence of Returns? The Sequence of returns refers to the order in which positive and negative returns occur in your investment portfolio. While the average return over a certain period is important, the timing of these…

Insights

November 05, 2024

Industry data shows that most new clients come from client or Center Of Influence (COI) referrals. A 2023 Cerulli Advisor Metrics report1 showed the highest percentage of new clients that advisors acquired was through client referrals (56.1%). COIs were ranked second, with 14.5% of new clients coming from professional referrals. However, as a 2020 Kitces study2 demonstrated, COI referrals win when it comes to the quality of the prospects. The Kitces study showed that COI marketing campaigns produced the highest average revenue per client, more than any other marketing activity. The study suggests this may be because high-net-worth individuals already…

Insights

October 15, 2024

According to a 2022 study from Cerulli Associates, ensuring multigenerational wealth transfer is one of the most significant concerns affecting advisors today.* The same study found less than half of advisors (42%) offer intergenerational planning despite the potential $72.6 trillion wealth transfer expected from 2021 through 2045. Read on to learn how a two-pronged approach can help differentiate your firm from most of your peer group while fostering a loyal client base of multiple generations. And contact your Beacon Capital Management representative to hear other ways Beacon can help. ESTABLISHING AN INTERGENERATIONAL PLANNING PROCESS When it comes to the wealth…

Insights

October 02, 2024

Continuity and Succession Planning – Different but Equally Vital Have you ever received a question from a client about what would happen if something happened to you? Industry statistics suggest you did not have an answer. Industry studies have revealed that many financial advisors lack formal continuity and succession plans. For example, a survey conducted by Investment News in 2020 found that only 27% of financial advisory firms had a formal continuity plan. * Succession plans were similar, with Cerulli (2022) finding that only 37% of financial advisors had a formal plan. ** This article explores the critical need for…

Insights

September 15, 2024

Help acquire more clients and achieve greater confidence in your growth goals with a defined marketing strategy. Creating and implementing a Marketing Plan is a critical aspect of any successful advisory business, and this is the time of year to start planning your 2025 marketing focus. Unfortunately, too many advisors use a random approach to marketing, which can lead to multiple standalone marketing activities that often lack an understanding of how that activity will help the firm reach its growth goals. This activity-driven marketing is not systematized, lacks consistency, and can lead to yo-yo growth. Your marketing should be strategy…

News & Press

March 2023

The list includes some of wealth management’s most exciting, innovative, and influential companies and individuals.

News & Press

September 2023

“ETFs allow us to be nimble with the ability to buy and sell efficiently through mechanical stop-loss triggers as part of our investment philosophy,” said Chris Cook, founder and CEO of Beacon Capital Management.

News & Press

August 17, 2023

As the Demand for Innovative Investment Solutions Rises, The Dayton-based RIA has Experienced Remarkable Growth DAYTON, Ohio, Aug. 16, 2023 /PRNewswire/ — Beacon Capital Management, Inc. (www.BeaconInvesting.com), a registered investment adviser (RIA) that seeks to offer long-term investors innovative portfolio solutions, is proud to announce it has been recognized in Financial Advisor Magazine’s 2023 RIA Survey & Ranking. This ranking celebrates top-level RIA firms when it comes to offering comprehensive planning and financial service that help their clients navigate their complex financial lives. Between January of 2022 (the approximate start of the most recent market downturn) and June 30, 2023, Beacon Capital Management has experienced a…

News & Press

August 2023

Beacon Capital Management named to Financial Advisor Magazine’s 2023 RIA Ranking